body {
	padding: 0;
	margin: 15px;
	background-color: #A4ACB5;
}

a, a:visited {
	color: #009;
	text-decoration: none;
}

a:hover, .nav a:hover, a:visited:hover, p.nav a:visited:hover, .nav a:visited:hover {
	color: #333;
	text-decoration: underline;
}

p.nav, p.nav a, p.nav a:visited, .nav, .nav a, .nav a:visited {
 	text-align: center;
	text-decoration: none;
	font-weight: bold;
	color: #000;
}

h1, h2, h3, h4, h5, .header, .hd1, .hd2, .hd3, .hd4, .hd5 {
	font-family: arial, helvetica, sans-serif;
	color: #000; 
}

h1 {
 	font-size: 16px;
	font-weight: bold;
}

h2, h3, .hd1, .hd4 {
 	font-size: 14px;
	font-weight: bold;
}

h4 { 
  font-size: 12px;
  font-weight: bold;
}

.hd2 {
 	font-size: 13px;
	font-weight: normal; 
}

.hd3 {
 	font-size: 12px;
	font-weight: normal; 
}

p, blockquote, li, .text, .textBold, p.nav, .nav, p.sg {
 	font-family: arial, helvetica, sans-serif;
	font-size: 12px;
	color: #000;
}

p.sg {
  text-align: right;
}

sup, .textBold {
	font-weight: bold;
}

.intro {
  font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #A3ACB5;
}

.txtsm {
  font-family: arial, helvetica, sans-serif; 
 	font-size: 11px;
 	color: #000;
}

.ft, .dl {
	font-family: verdana, helvetica, sans-serif;
	font-size: 11px;
	color: #000;
}

hr {
	height 1px;
	width: 600px;
}

.divider {
	height 1px;
	width: 150px;
}